The insurance companies do the same thing: When estimating a payout they estimate low. When estimating a collection they go high. Again, this isnt new ground here.
Cuz we scared yo'
Moderator: Biker
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
(Cough fraud cough)CHEEZY17 wrote: ↑Thu Feb 28, 2019 1:18 pmThe insurance companies do the same thing: When estimating a payout they estimate low. When estimating a collection they go high. Again, this isnt new ground here.
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
Not sure what you're going for here. Have you ever tried to get a claim from an insurance company? This is the business model for insurance companies; its how they operate. Payout low, collect high. Its literally how they stay in business.captquint wrote: ↑Thu Feb 28, 2019 1:26 pm(Cough fraud cough)CHEEZY17 wrote: ↑Thu Feb 28, 2019 1:18 pmThe insurance companies do the same thing: When estimating a payout they estimate low. When estimating a collection they go high. Again, this isnt new ground here.
A few years ago a giant windstorm destroyed most of my roof. The insurance company says they'll pay $3,500. Fuck you insurance company. A new roof for my house is about 10k. It took me a ton of time and effort and threatened legal action but they eventually paid for the new roof.
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
That's great, did you inflate the value of your home to the insurance company?CHEEZY17 wrote: ↑Thu Feb 28, 2019 2:04 pmNot sure what you're going for here. Have you ever tried to get a claim from an insurance company? This is the business model for insurance companies; its how they operate. Payout low, collect high. Its literally how they stay in business.captquint wrote: ↑Thu Feb 28, 2019 1:26 pm(Cough fraud cough)CHEEZY17 wrote: ↑Thu Feb 28, 2019 1:18 pmThe insurance companies do the same thing: When estimating a payout they estimate low. When estimating a collection they go high. Again, this isnt new ground here.
A few years ago a giant windstorm destroyed most of my roof. The insurance company says they'll pay $3,500. Fuck you insurance company. A new roof for my house is about 10k. It took me a ton of time and effort and threatened legal action but they eventually paid for the new roof.
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
No, as that would lead to higher premiums.captquint wrote: ↑Thu Feb 28, 2019 2:14 pmThat's great, did you inflate the value of your home to the insurance company?CHEEZY17 wrote: ↑Thu Feb 28, 2019 2:04 pmNot sure what you're going for here. Have you ever tried to get a claim from an insurance company? This is the business model for insurance companies; its how they operate. Payout low, collect high. Its literally how they stay in business.captquint wrote: ↑Thu Feb 28, 2019 1:26 pm(Cough fraud cough)CHEEZY17 wrote: ↑Thu Feb 28, 2019 1:18 pmThe insurance companies do the same thing: When estimating a payout they estimate low. When estimating a collection they go high. Again, this isnt new ground here.
A few years ago a giant windstorm destroyed most of my roof. The insurance company says they'll pay $3,500. Fuck you insurance company. A new roof for my house is about 10k. It took me a ton of time and effort and threatened legal action but they eventually paid for the new roof.
Here's how it works: in business, there is often a range of value for something. Let's call the value of this widget 50-60k. Depending on how it affects you, you will either state the low end or the high end. This is not illegal.
Let's take your camaro for example: the estimated value of your used Camaro is 40-50k. When you put it up for sale you will most likely push the high end (value) of the comps. If the state of Pennsylvania enacts a Camaro tax you would estimate its value at 40k to save yourself some cash. That would not be illegal.
If that's what Donny did, then he did no different than any other business owner. If he is outright lying and consciously misrepresenting values then, yes, he should be held accountable. Often, in situations like that it's all in the eye of the beholder and insurance companies and the government have tables to guide them.
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- AnalHamster
- Doctor Chaser
- Posts: 6471
- Joined: Tue Jan 08, 2019 7:46 pm
Re: Cuz we scared yo'
The are valid ranges of valuations for assets, for fraud you have to intend to mislead with valuations you know are false, which is what Cohen is saying Trump did. Bank and Insurance fraud.
- stymiegreen
- Chief Biden Ballwasher
- Posts: 547
- Joined: Sun Jan 06, 2019 7:29 pm
Re: Cuz we scared yo'
Cheezy still gives Trump the benefit of the doubt in these and all other matters. Lord knows Trump deserves it at this point with how forthcoming he's been so far.analhamster wrote: ↑Thu Feb 28, 2019 3:30 pm The are valid ranges of valuations for assets, for fraud you have to intend to mislead with valuations you know are false, which is what Cohen is saying Trump did. Bank and Insurance fraud.
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Diesel pump don't fit in most petrol cars
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Graduating cum laude from Boston University's College of Arts and Sciences with majors in international relations and economics is fake now guys
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
I was Magna Cum Laude with a major in Business from one of the finest universities in Michigan. That doesnt mean I cant be wrong on some business/economic things and the same goes for her.
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
So being wrong is the same thing as being "fake" You're fucking reaching pal
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Now this is fake
Florida candidate apologizes for lying about degree, passing off fake diploma
Melissa Howard says she's staying in race for Florida House
SARASOTA, Fla. - A Republican candidate for the Florida House has apologized to her supporters for lying about having a college degree and posing with a fake diploma.
But Melissa Howard, who is running in Florida's 73rd House District, which cover parts of Sarasota and Manatee counties, said she intends to remain in the race against Sarasota attorney Tommy Gregory. The Republican primary is set for Aug. 28.
"It was not my intent to deceive or mislead anyone," Howard said in statement Monday. "I made a mistake in saying that I completed my degree. What I did was wrong and set a bad example for someone seeking public service. I am staying in the race and intend to win and lead by example from now on."
FLA News Online, a political news website, reported last week that Howard did not graduate from Miami University in Ohio as she had claimed on her website. To refute the report, which her campaign called "fake news," Howard flew to Ohio and posted a photo on social media of her posing with what appeared to be a Miami University diploma.
But a closer look at the diploma found several inconsistencies.
According to the photographed diploma, Howard graduated with a degree that doesn't exist at Miami University in Ohio. The school offers a bachelor of science degree in business, not a bachelor of science degree in marketing. The photographed diploma also includes a signature of Robert Johnson, who was the dean of the graduate school, not of the school of business.
Miami University General Counsel Robin Parker later confirmed to FLA News that Howard attended the university, but did not graduate from the school.
https://www.local10.com/news/elections/ ... ke-diploma
Florida candidate apologizes for lying about degree, passing off fake diploma
Melissa Howard says she's staying in race for Florida House
SARASOTA, Fla. - A Republican candidate for the Florida House has apologized to her supporters for lying about having a college degree and posing with a fake diploma.
But Melissa Howard, who is running in Florida's 73rd House District, which cover parts of Sarasota and Manatee counties, said she intends to remain in the race against Sarasota attorney Tommy Gregory. The Republican primary is set for Aug. 28.
"It was not my intent to deceive or mislead anyone," Howard said in statement Monday. "I made a mistake in saying that I completed my degree. What I did was wrong and set a bad example for someone seeking public service. I am staying in the race and intend to win and lead by example from now on."
FLA News Online, a political news website, reported last week that Howard did not graduate from Miami University in Ohio as she had claimed on her website. To refute the report, which her campaign called "fake news," Howard flew to Ohio and posted a photo on social media of her posing with what appeared to be a Miami University diploma.
But a closer look at the diploma found several inconsistencies.
According to the photographed diploma, Howard graduated with a degree that doesn't exist at Miami University in Ohio. The school offers a bachelor of science degree in business, not a bachelor of science degree in marketing. The photographed diploma also includes a signature of Robert Johnson, who was the dean of the graduate school, not of the school of business.
Miami University General Counsel Robin Parker later confirmed to FLA News that Howard attended the university, but did not graduate from the school.
https://www.local10.com/news/elections/ ... ke-diploma
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
Not for me. I don't think she's "unfit". Like I mentioned in the other thread: she is who she is. Sage or moron; it doesnt matter. Competence has nothing to do with it. She was elected by her district fair and square, and as intended by the Founders, she is a "common man" representative of the people in her district. That doesn't insulate her from ridicule for the occasional dumb or outright wrong comment. If they are happy with her that's all that matters.
Also, even though I didn't vote for Donny, that doesn't mean that I cant want him to succeed in some of the things he undertakes.
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Good for you
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- VinceBordenIII
- Loves swimmin' with bowlegged women!
- Posts: 3075
- Joined: Mon Jan 14, 2019 11:03 pm
Re: Cuz we scared yo'
Yeah, she's a clown, but more power to her.CHEEZY17 wrote: ↑Tue Mar 12, 2019 3:01 pmNot for me. I don't think she's "unfit". Like I mentioned in the other thread: she is who she is. Sage or moron; it doesnt matter. Competence has nothing to do with it. She was elected by her district fair and square, and as intended by the Founders, she is a "common man" representative of the people in her district. That doesn't insulate her from ridicule for the occasional dumb or outright wrong comment. If they are happy with her that's all that matters.
Also, even though I didn't vote for Donny, that doesn't mean that I cant want him to succeed in some of the things he undertakes.
- Stapes
- World's Only Blue Collar Guy
- Posts: 12853
- Joined: Sun Jan 06, 2019 7:50 pm
- Location: Port St Lucie former Dirty Jerzey
- VinceBordenIII
- Loves swimmin' with bowlegged women!
- Posts: 3075
- Joined: Mon Jan 14, 2019 11:03 pm
- Stapes
- World's Only Blue Collar Guy
- Posts: 12853
- Joined: Sun Jan 06, 2019 7:50 pm
- Location: Port St Lucie former Dirty Jerzey
Re: Cuz we scared yo'
Yes. As long as it's "legal" everything is good.VinceBordenIII wrote: ↑Wed Mar 13, 2019 2:35 amYou and I got something completely different from that. Wells Fargo provided financing, the things they financed were legal, and so.... what,then...?
What I like about her is she gets right to the point. Picks up those big rocks and exposes all the creepy crawlies underneath to the sunlight where they hate to be. Republicans would never call them out like that and bite the hand that feeds them. While Corporate America pillages and plunders for every last dime they can squeeze no matter the cost to the enviorment or the future of this country the Republicans put up smoke screens for them over bullshit like religion, scary black and brown people, poor people etc... Whatever boogeyman they can come up with to divert attention away from the matter that the elite are sucking us dry while we fight each other like the morons we are.
I blame Biker.
- AnalHamster
- Doctor Chaser
- Posts: 6471
- Joined: Tue Jan 08, 2019 7:46 pm
Re: Cuz we scared yo'
It's a bank, it would finance the clubbing of baby seals if there was a profit margin and no PR fallout. Thing is, it wouldn't do that because the PR fallout would cost it more money than the soft warm gloves made. It's not all about whether an investment is legal anymore, that's something competent CEOs have to keep in mind.VinceBordenIII wrote: ↑Wed Mar 13, 2019 2:35 amYou and I got something completely different from that. Wells Fargo provided financing, the things they financed were legal, and so.... what,then...?
The main takeaway is her consistent performance interrogating witnesses though. All these righty memes about what a moron she is who can't string a coherent sentence together run up against the fact that she is clearly not.
The typical congresscritter will begin by thanking everyone in the room, then ram in some talking points for the reelect, then lob a softball or two to a friendly witness or attack a hostile one. It's a boring performance art where they all went to the same drama school. She gets straight down to business with relevant researched questions on the topic and has the smarts to pursue where they lead. Agree with her positions or not, this is how oversight should be conducted.
Wouldn't kill her to show a little more cleavage though.
- CaptQuint
- Biker's Biatch
- Posts: 30361
- Joined: Sun Jan 06, 2019 7:18 pm
Re: Cuz we scared yo'
Any damn fool can navigate the world sober. It takes a really good sailor to do it drunk
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
"Why shouldnt Wells Fargo pay for the cleanup?"Stapes wrote: ↑Wed Mar 13, 2019 3:15 amYes. As long as it's "legal" everything is good.VinceBordenIII wrote: ↑Wed Mar 13, 2019 2:35 amYou and I got something completely different from that. Wells Fargo provided financing, the things they financed were legal, and so.... what,then...?
What I like about her is she gets right to the point. Picks up those big rocks and exposes all the creepy crawlies underneath to the sunlight where they hate to be. Republicans would never call them out like that and bite the hand that feeds them. While Corporate America pillages and plunders for every last dime they can squeeze no matter the cost to the enviorment or the future of this country the Republicans put up smoke screens for them over bullshit like religion, scary black and brown people, poor people etc... Whatever boogeyman they can come up with to divert attention away from the matter that the elite are sucking us dry while we fight each other like the morons we are.
"Well, we dont operate the pipeline."
Yeah, she really schooled him!!11!1111!!!11
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- CHEEZY17
- Libertarian house cat
- Posts: 14909
- Joined: Mon Jan 07, 2019 8:25 pm
Re: Cuz we scared yo'
But its from Occupy Democrats! See how she schooled the evil white man!!1?? lolz.VinceBordenIII wrote: ↑Wed Mar 13, 2019 2:35 amYou and I got something completely different from that. Wells Fargo provided financing, the things they financed were legal, and so.... what,then...?
"When governments fear the people, there is liberty. When the people fear the government, there is tyranny."
- Stapes
- World's Only Blue Collar Guy
- Posts: 12853
- Joined: Sun Jan 06, 2019 7:50 pm
- Location: Port St Lucie former Dirty Jerzey
Re: Cuz we scared yo'
CHEEZY17 wrote: ↑Wed Mar 13, 2019 12:17 pmBut its from Occupy Democrats! See how she schooled the evil white man!!1?? lolz.VinceBordenIII wrote: ↑Wed Mar 13, 2019 2:35 amYou and I got something completely different from that. Wells Fargo provided financing, the things they financed were legal, and so.... what,then...?
Cheezy thinks because he owns a small business that he has to defend Big Business 'cause he is part of the Club. To paraphrase George Carlin. There is a Big Club but Cheezy, your not in it. Ms. AOC is doing exactly what she is supposed to be doing. Representing the interests of the average American and providing oversight over these big corporations who have been running unchecked for long enough.
And why bring up "evil white man"? race has nothing to do with her questions but somehow that's where you go with it? kind of telling isn't it?
I blame Biker.
- VinceBordenIII
- Loves swimmin' with bowlegged women!
- Posts: 3075
- Joined: Mon Jan 14, 2019 11:03 pm
Re: Cuz we scared yo'
She seemed silly, to me. The kids in cages thing. Childish. The guy doesn’t know how to answer her questions because there is no answer. For example, For profit prisons, whether you agree with them or not, are legal. WF did financing. So what? They don’t run them. They’re not criminals.analhamster wrote: ↑Wed Mar 13, 2019 9:20 am
It's a bank, it would finance the clubbing of baby seals if there was a profit margin and no PR fallout. Thing is, it wouldn't do that because the PR fallout would cost it more money than the soft warm gloves made. It's not all about whether an investment is legal anymore, that's something competent CEOs have to keep in mind.
The main takeaway is her consistent performance interrogating witnesses though. All these righty memes about what a moron she is who can't string a coherent sentence together run up against the fact that she is clearly not.
The typical congresscritter will begin by thanking everyone in the room, then ram in some talking points for the reelect, then lob a softball or two to a friendly witness or attack a hostile one. It's a boring performance art where they all went to the same drama school. She gets straight down to business with relevant researched questions on the topic and has the smarts to pursue where they lead. Agree with her positions or not, this is how oversight should be conducted.
Wouldn't kill her to show a little more cleavage though.