How do Bank Routing numbers work?

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Flumper
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How do Bank Routing numbers work?

#1

Post by Flumper » Wed Feb 12, 2020 11:59 pm

Does every bank account (for a specific bank) have the same routing number in a single state?

For instance, if you have money in a Wells Fargo Bank. Then any account you have in that bank will have the same routing number for any other account in that state. If I have money in a Wells Fargo in Galveston, TX. Then my account has the same routing number as some guy who has a Wells Fargo account in Amarillo. Is that right?

Because if that is true, then people sure go to a lot of god-damned trouble to find routing numbers.

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Re: How do Bank Routing numbers work?

#2

Post by Nero » Thu Feb 13, 2020 12:19 am

Here's some light reading for you.

https://www.aba.com/-/media/documents/b ... c98c5be079

THE NUMBER OF ROUTING NUMBERS A BANK MAY HAVE A. Regular Routing Numbers 1. Principal Office Number All banks defined as eligible for assignment of regular routing numbers (see Policy Section II.A.) are entitled to at least one such routing number to identify the bank. This routing number shall be associated with the Federal Reserve district and territory in which the office, designated by the bank as its principal office, is located. Relocation of the charter does not require assignment of a new principal office routing number. 2. Assignment of Additional Routing Numbers In addition to the principal office routing number, an institution is eligible to be assigned four additional routing numbers. Additional routing numbers will be assigned according to the principal office location, unless otherwise requested by the applicant institution. Additional numbers, beyond the number provided for in this Policy, will not be assigned without the approval of the Routing Number Administrative Board.

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Re: How do Bank Routing numbers work?

#3

Post by megman » Thu Feb 13, 2020 12:22 am

Did you not watch Catch me if you can?


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Re: How do Bank Routing numbers work?

#4

Post by Wut » Thu Feb 13, 2020 12:36 am

I think it's some sort of black magic.
wut?

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Re: How do Bank Routing numbers work?

#5

Post by WestTexasCrude » Thu Feb 13, 2020 12:41 am

Flumper wrote:
Wed Feb 12, 2020 11:59 pm
Does every bank account (for a specific bank) have the same routing number in a single state?

For instance, if you have money in a Wells Fargo Bank. Then any account you have in that bank will have the same routing number for any other account in that state. If I have money in a Wells Fargo in Galveston, TX. Then my account has the same routing number as some guy who has a Wells Fargo account in Amarillo. Is that right?

Because if that is true, then people sure go to a lot of god-damned trouble to find routing numbers.
Why do I get the feeling your employees will find themselves locked out of work next 8 AM Monday while you occupy your new hacienda in Medellin.
Last edited by WestTexasCrude on Thu Feb 13, 2020 12:43 am, edited 1 time in total.
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Re: How do Bank Routing numbers work?

#6

Post by Who » Thu Feb 13, 2020 12:42 am

Good timing Flumper, with Trump in office nobody will notice whatever scam you are cooking up
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Re: How do Bank Routing numbers work?

#7

Post by Blast » Thu Feb 13, 2020 12:58 am

Who wrote:
Thu Feb 13, 2020 12:42 am
Good timing Flumper, with Trump in office nobody will notice whatever scam you are cooking up
Nothing funnier than an old fool.
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Re: How do Bank Routing numbers work?

#8

Post by fouts » Thu Feb 13, 2020 1:05 am

As was explained to me,routing numbers ID the bank name and location where the account was opened. Your account number reflexes type of account and where it was opened. So answer is 'no', wells fargo in different cities has different routing numbers directly to relating to where the account was opened.

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Re: How do Bank Routing numbers work?

#9

Post by QillerDaemon » Thu Feb 13, 2020 1:08 am

I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
If you can't be a good example, you can still serve as a horrible warning.

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Re: How do Bank Routing numbers work?

#10

Post by WestTexasCrude » Thu Feb 13, 2020 1:50 am

QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
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Re: How do Bank Routing numbers work?

#11

Post by megman » Thu Feb 13, 2020 1:54 am

WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Why don't you tell them how to run their site....

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Re: How do Bank Routing numbers work?

#12

Post by QillerDaemon » Thu Feb 13, 2020 2:02 am

WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
If you can't be a good example, you can still serve as a horrible warning.

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Re: How do Bank Routing numbers work?

#13

Post by WestTexasCrude » Thu Feb 13, 2020 2:11 am

QillerDaemon wrote:
Thu Feb 13, 2020 2:02 am
WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
We get banning FSF for 2 weeks. Deserved it. But you 2 are ignoring the 4-5 trolls that are making this site almost not worth even visiting. I suggest it's time to send a message. It's hardly worth the effort anymore. Wake the F Up. All I'm saying.PM me and I'll explain more.
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Re: How do Bank Routing numbers work?

#14

Post by megman » Thu Feb 13, 2020 2:13 am

WestTexasCrude wrote:
Thu Feb 13, 2020 2:11 am
QillerDaemon wrote:
Thu Feb 13, 2020 2:02 am
WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
We get banning FSF for 2 weeks. Deserved it. But you 2 are ignoring the 4-5 trolls that are making this site almost not worth even visiting. I suggest it's time to send a message. It's hardly worth the effort anymore. Wake the F Up. All I'm saying.
You need to stop saying "we" and using "I" and owning your own shit.

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Re: How do Bank Routing numbers work?

#15

Post by Who » Thu Feb 13, 2020 2:36 am

QillerDaemon wrote:
Thu Feb 13, 2020 2:02 am
WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
Mr Spock had pointy ears, not overly large like dumbo
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Re: How do Bank Routing numbers work?

#16

Post by Charliesheen » Thu Feb 13, 2020 11:41 am

Sheesh that was a sad, violent cartoon.

Still, racism was fun and innocent back then.


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Re: How do Bank Routing numbers work?

#17

Post by Reservoir Dog » Thu Feb 13, 2020 1:27 pm

WestTexasCrude wrote:
Thu Feb 13, 2020 2:11 am
QillerDaemon wrote:
Thu Feb 13, 2020 2:02 am
WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
We get banning FSF for 2 weeks. Deserved it. But you 2 are ignoring the 4-5 trolls that are making this site almost not worth even visiting. I suggest it's time to send a message. It's hardly worth the effort anymore. Wake the F Up. All I'm saying.PM me and I'll explain more.
TRANSLATION: WTC thinks UJR would be a much better place if they just ban everyone who makes fun of him.

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Re: How do Bank Routing numbers work?

#18

Post by Smok44 » Thu Feb 13, 2020 2:02 pm

How about a sobriety test prior to logging in?
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Re: How do Bank Routing numbers work?

#19

Post by QillerDaemon » Thu Feb 13, 2020 2:54 pm

I'll leave it to the mods (ER, AH, Biker, and Hawkfan) to do any banning, and trust their judgment about who they ban and why, and they have the tools to do so. I tend to lean towards allowing a number of forum behaviors other forums wouldn't, but we're a social forum. Our forum is like a bad episode of Seinfeld, where things really don't have to happen for a reason, they just do. We're a forum about nothing. Literally, nothing.

If any of our members really have an issue with the content and the members who post it, I'm a PM away. I'm here practically all the time, even when I'm not. And our mods can also be PM'd with your concerns. But it isn't my intent that the ban-hammer gets swung around just to swing it.
If you can't be a good example, you can still serve as a horrible warning.

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Re: How do Bank Routing numbers work?

#20

Post by JCW » Thu Feb 13, 2020 3:04 pm

What WTC fails to realize is if the ankle-biters get banned, hes going down with them. Responding to their bait is equally as annoying as instigating it.
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Re: How do Bank Routing numbers work?

#21

Post by Smok44 » Thu Feb 13, 2020 3:10 pm

WestTexasCrude wrote:
Thu Feb 13, 2020 2:11 am
QillerDaemon wrote:
Thu Feb 13, 2020 2:02 am
WestTexasCrude wrote:
Thu Feb 13, 2020 1:50 am
QillerDaemon wrote:
Thu Feb 13, 2020 1:08 am
I don't know about banks, but credit unions in Florida only use one routing number per credit union brand.
Off subject, you and BRR have a major problem on your hands. It's time for you both to take control of your site.
Like Mr Spock, I'm all ears.
We get banning FSF for 2 weeks. Deserved it. But you 2 are ignoring the 4-5 trolls that are making this site almost not worth even visiting. I suggest it's time to send a message. It's hardly worth the effort anymore. Wake the F Up. All I'm saying.PM me and I'll explain more.
Didn't you already send plenty of messages threatening to RUN everyone? :lol: :lol:
Allen is an old retarded wrench

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Re: How do Bank Routing numbers work?

#22

Post by Flumper » Thu Feb 13, 2020 3:25 pm

fouts wrote:
Thu Feb 13, 2020 1:05 am
As was explained to me,routing numbers ID the bank name and location where the account was opened. Your account number reflexes type of account and where it was opened. So answer is 'no', wells fargo in different cities has different routing numbers directly to relating to where the account was opened.
and that's what I thought. I thought that each individual bank location had its on individual routing number (like a SSN). But, no, that's not how it works. Google "wells fargo routing number texas" (insert whatever bank you use and whatever state you are in). You should either get a number or a list of all the states for that bank and ONE number for each bank in each state. Then check that number against one of your checks and see if it matches.

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Re: How do Bank Routing numbers work?

#23

Post by Reservoir Dog » Thu Feb 13, 2020 5:00 pm

JCW wrote:
Thu Feb 13, 2020 3:04 pm
What WTC fails to realize is if the ankle-biters get banned, hes going down with them. Responding to their bait is equally as annoying as instigating it.
It's always funny when WTC starts trying to take the high road and starts acting all holier-than-thou like he's somehow not guilty of slinging insults himself.

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Re: How do Bank Routing numbers work?

#24

Post by Flumper » Thu Feb 13, 2020 5:11 pm

would you knuckle heads please keep this shit out of my thread. thanks.

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Re: How do Bank Routing numbers work?

#25

Post by allwhitemeat » Thu Feb 13, 2020 5:52 pm

are these really the things that you sit and wonder?

I wonder things like "how does soap work? not how do you use soap, but what is it about soap that makes it do what it does"

then I go and research the answer through various sources and compare the reported science behind it.


btw, its the molecular shape of soap molecules, how it has a water loving head and water hating tail that makes it able to emulsify (break down into suspension) fat and grease. in chemistry, like/similar compounds dissolve like/similar compounds. since the tail of a soap molecule acts like a lipid (non polar) and a the head of the molecule behaves like water (polar) soap has the unique ability that it can both dissolve into water and dissolve and separate oils from the water and material to be cleaned. soap molecules form chains that look like matches lined up in a match book, and these chains are able to dissolve into water then surround and bind grease and fatty acids (lipids) to itself, while still in aqueous suspension.

which is a slightly more complicated answer than "you rub it on and then rinse it off, that's how soap works"
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