captquint wrote: ↑Fri Feb 01, 2019 2:40 pm
Does the Average American Have a 401(k)?
The answer might surprise you.
Maurie Backman Maurie Backman (TMFBookNerd)
Jun 19, 2017 at 6:29AM
There's a reason 401(k) plans are a popular choice for those looking to set aside money for the future. Not only are contributions traditionally tax-free, but because they're deducted directly from earnings, the process of funding a 401(k) is as seamless as can be. That's why it's surprising to learn that the average American does not, in fact, have a 401(k) -- especially given the number of employees who have the option to participate in one.
How many companies offer 401(k)s?
According to data from the U.S. Census Bureau, only 32% of Americans are saving for retirement in a 401(k).
Seventy-eight percent of full-time workers said they live paycheck to paycheck, up from 75 percent last year, according to a recent report from CareerBuilder.
Did they count the people covered by other forms of retirement? Railroads, several states, USPS and private companies all provide other forms of retirement.
And most jobs do not, the employer sponsored pension plan is dead. Gone the way of the dinosaur.
Legislated out of existence. Mom worked for a chain of grocery stores. After they got too big the Feds stepped in and mandated they get rid of the retirement plan she had. Then it became a 401k
Thanks Reagan
Youre damn right. Pensions were just legalized Ponzi schemes that were always doomed to collapse onto itself
Hey now. That's not really true, is it? Did GM ever make enough money to honor its committments to the workers? What aboot GE?
Re: 2020 Candidates
Posted: Wed Feb 06, 2019 7:45 pm
by CaptQuint
Elizabeth Warren made secret back channel deals with Russia in order to win the presidency???
Oh wait, she just listed her race weird on a form 33 years ago.
Wake me when she enlists the support of a hostile nation to win the White House.
Re: 2020 Candidates
Posted: Wed Feb 06, 2019 7:47 pm
by Antknot
captquint wrote: ↑Wed Feb 06, 2019 7:45 pm
Elizabeth Warren made secret back channel deals with Russia in order to win the presidency???
Oh wait, she just listed her race weird on a form 33 years ago.
Wake me when she enlists the support of a hostile nation to win the White House.
Sweet baby Jeezus! It's like fucking Christmas over here! You fucks can't get out of your own way!
Go ahead Dims, explain it away. She herself wrote American Indian under race.
Re: 2020 Candidates
Posted: Wed Feb 06, 2019 7:53 pm
by Stapes
Again though. Fair is fair. She has fucked herself here as far as being a viable candidate now. Whether she really believed at the time she was Native American or she was using it for some deluded advantage it doesn't matter anymore. She will get hammered on it so hard at every opportunity that it will drown out whatever she has to say. We need a winner against Trump and she isn't going to be it.
captquint wrote: ↑Wed Feb 06, 2019 7:45 pm
Oh wait, she just listed her race weird on a form 33 years ago.
Wait, thats what you consider it? Listing her race weird?
My fuck
What do you call it? Conspiracy to defraud The United States? Treason?
How about a lie? Or even fraud if she used it for AA reasons?
But no, for you its just 'weird'
Warren grew up with her parents telling her she had Native American ancestry. Are you saying she shouldn't have trusted her parents?
Dude, just stop. Seriously.
Re: 2020 Candidates
Posted: Wed Feb 06, 2019 7:58 pm
by CaptQuint
Stapes wrote: ↑Wed Feb 06, 2019 7:53 pm
Again though. Fair is fair. She has fucked herself here as far as being a viable candidate now. Whether she really believed at the time she was Native American or she was using it for some deluded advantage it doesn't matter anymore. She will get hammered on it so hard at every opportunity that it will drown out whatever she has to say. We need a winner against Trump and she isn't going to be it.
You think this stops her from winning after the GOP nominated Donald FUCKING Trump?????
Re: 2020 Candidates
Posted: Wed Feb 06, 2019 7:58 pm
by AnalHamster
Well it turned out she does have native american ancestry.
Stapes wrote: ↑Wed Feb 06, 2019 7:53 pm
Again though. Fair is fair. She has fucked herself here as far as being a viable candidate now. Whether she really believed at the time she was Native American or she was using it for some deluded advantage it doesn't matter anymore. She will get hammered on it so hard at every opportunity that it will drown out whatever she has to say. We need a winner against Trump and she isn't going to be it.
You think this stops her from winning after the GOP nominated Donald FUCKING Trump?????
Stapes wrote: ↑Wed Feb 06, 2019 7:53 pm
Again though. Fair is fair. She has fucked herself here as far as being a viable candidate now. Whether she really believed at the time she was Native American or she was using it for some deluded advantage it doesn't matter anymore. She will get hammered on it so hard at every opportunity that it will drown out whatever she has to say. We need a winner against Trump and she isn't going to be it.
You think this stops her from winning after the GOP nominated Donald FUCKING Trump?????
Biker wrote: ↑Wed Feb 06, 2019 7:48 pm
Wait, thats what you consider it? Listing her race weird?
My fuck
What do you call it? Conspiracy to defraud The United States? Treason?
How about a lie? Or even fraud if she used it for AA reasons?
But no, for you its just 'weird'
Warren grew up with her parents telling her she had Native American ancestry. Are you saying she shouldn't have trusted her parents?
Dude, just stop. Seriously.
What's the matter? Don't wanna answer the question baby boy?
Not sure if you were around but UJ used to have a member named posthuman. We called him The Loyal Soldier because no matter what, he would defend and excuse any and everything Dim related. Dont be posthuman.
captquint wrote: ↑Wed Feb 06, 2019 7:50 pm
What do you call it? Conspiracy to defraud The United States? Treason?
How about a lie? Or even fraud if she used it for AA reasons?
But no, for you its just 'weird'
Warren grew up with her parents telling her she had Native American ancestry. Are you saying she shouldn't have trusted her parents?
Dude, just stop. Seriously.
What's the matter? Don't wanna answer the question baby boy?
Not sure if you were around but UJ used to have a member named posthuman. We called him The Loyal Soldier because no matter what, he would defend and excuse any and everything Dim related. Dont be posthuman.
I remember the name, but you realize that compared to the shit the gop is doing this is kindergarten shit
CHEEZY17 wrote: ↑Wed Feb 06, 2019 10:24 pm
Not sure if you were around but UJ used to have a member named posthuman. We called him The Loyal Soldier because no matter what, he would defend and excuse any and everything Dim related. Dont be posthuman.
Yep. He was NPC1-1
I think you completely missed Cheezy's point.
Re: 2020 Candidates
Posted: Sat Feb 09, 2019 12:29 pm
by CaptQuint
Re: 2020 Candidates
Posted: Sat Feb 09, 2019 3:44 pm
by QillerDaemon
captquint wrote: ↑Fri Feb 01, 2019 2:40 pmThat's why it's surprising to learn that the average American does not, in fact, have a 401(k) -- especially given the number of employees who have the option to participate in one.
The big national company I work for got into some sort of unexplained trouble about ten years ago because of the way our 401k was managed. The solution, among other things, was to give everyone a 401k after three months of employment. But halved the company contribution, from 6% to 3%. We have over a 100K total employee over all the divisions, and we all have a 401k whether or not we put any of our own money into it. Seems like pretty reasonable thing to do for a sufficiently large enough company: forgo a percentage or two of the CEO's golden parachute and help out the little workers. I put 17% into it, so get 20% total, and will likely put a point or two more at my next raise. Maybe I won't have to work for Walmart after I retire.
Re: 2020 Candidates
Posted: Wed Feb 13, 2019 8:09 pm
by CaptQuint
We should have an investigation and get to the bottom of this matter
Re: 2020 Candidates
Posted: Wed Feb 13, 2019 8:49 pm
by AnalHamster
Reefergate. Turns out she talked about smoking weed earlier in the interview, then later was asked simply what do you like to listen to, which is when she named Tupac and Snoop. Righties are going to go insane with the fake memes about a black woman. She's really scary.
Even a fair chunk of trump voters admit he's an embarrassment. He just is.
Re: 2020 Candidates
Posted: Tue Feb 19, 2019 12:10 pm
by AnalHamster
Sanders just threw his hat into the ring saying a lot more of the country is behind his ideas this time around, which is true. 77 is just too old for the job though. I guess that will be negated by trump's age if it came to it, and the simple fact that Bernie is clearly a lot sharper, but Pence is only 59. I'd nix him in the primaries just based on age but y'all do seem to love the old as dirt folks for judges and politicians. We put our judges out to pasture at 75 max. I think it was only churchill who exceeded 70 while in office over the last century, and he was Churchill (left office the second time at 80). 50 is around the mark these days to get the job.
