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Animal wrote: ↑Wed Mar 27, 2024 1:27 pm I was reading about the 6 people that (probably) died in the accident. They were all working on the bridge.

1 from El Salvador
1 from Honduras
2 from Guatamala
2 from Mexico

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

nerd_alert wrote: ↑Thu Mar 28, 2024 6:46 pm

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

I've been thinking about it and while tugs can help steer a vessel under power, I really wonder if they could have done anything to help prevent something like this from happening with such a massive ship with a full load that was basically just adrift.

nerd_alert wrote: ↑Thu Mar 28, 2024 7:38 pm No shit. Payout will be huge

https://www.yahoo.com/finance/news/balt ... 32701.html

Animal wrote: ↑Thu Mar 28, 2024 7:50 pm

nerd_alert wrote: ↑Thu Mar 28, 2024 7:38 pm No shit. Payout will be huge

https://www.yahoo.com/finance/news/balt ... 32701.html

Fuck. "Lloyd's says it sets aside 10% of its premiums collected in order to pay losses".

what. a. fucking. business. model.

Ricrude wrote: ↑Fri Mar 29, 2024 1:49 pm

Animal wrote: ↑Thu Mar 28, 2024 7:50 pm

nerd_alert wrote: ↑Thu Mar 28, 2024 7:38 pm No shit. Payout will be huge

https://www.yahoo.com/finance/news/balt ... 32701.html

Fuck. "Lloyd's says it sets aside 10% of its premiums collected in order to pay losses".

what. a. fucking. business. model.

LLoyd's does a great job of getting reinsurers to spread losses.

Animal wrote: ↑Fri Mar 29, 2024 2:28 pm they only set aside 10% of their premiums for payouts. 10%!! I know the insurance business is better than a mob run casino, but 10%?

Reservoir Dog wrote: ↑Thu Mar 28, 2024 4:50 pm

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

Back in 1994 an American named Harry Tasker once blew up some of the Overseas Hwy bridges in the Florida Keys and no one even talks about it anymore.

Ricrude wrote: ↑Fri Mar 29, 2024 5:35 pm

Animal wrote: ↑Fri Mar 29, 2024 2:28 pm they only set aside 10% of their premiums for payouts. 10%!! I know the insurance business is better than a mob run casino, but 10%?

Don't a lot of banks keep that percentage as a reserve?

Animal wrote: ↑Mon Apr 01, 2024 12:30 am

Ricrude wrote: ↑Fri Mar 29, 2024 5:35 pm

Animal wrote: ↑Fri Mar 29, 2024 2:28 pm they only set aside 10% of their premiums for payouts. 10%!! I know the insurance business is better than a mob run casino, but 10%?

Don't a lot of banks keep that percentage as a reserve?

probably, but i have never heard a number. i know its a very low amount. but that isn't the same thing. the only thing people pay premiums to an insurance company are for the risk of loss. if that risk is only 10% then that's insane. that industry is regulated by the government. there's no way they let insurance companies pocket 90% of the money they collect.

Ricrude wrote: ↑Mon Apr 01, 2024 1:49 pm

Animal wrote: ↑Mon Apr 01, 2024 12:30 am

Ricrude wrote: ↑Fri Mar 29, 2024 5:35 pm

Animal wrote: ↑Fri Mar 29, 2024 2:28 pm they only set aside 10% of their premiums for payouts. 10%!! I know the insurance business is better than a mob run casino, but 10%?

Don't a lot of banks keep that percentage as a reserve?

probably, but i have never heard a number. i know its a very low amount. but that isn't the same thing. the only thing people pay premiums to an insurance company are for the risk of loss. if that risk is only 10% then that's insane. that industry is regulated by the government. there's no way they let insurance companies pocket 90% of the money they collect.

I've always been told by attorney friends that its legalized gambling...and the risk is spread across millions of policyholders. It's definitely a win win business it would seem.

Animal wrote: ↑Mon Apr 01, 2024 2:36 pm

Ricrude wrote: ↑Mon Apr 01, 2024 1:49 pm

Animal wrote: ↑Mon Apr 01, 2024 12:30 am

Ricrude wrote: ↑Fri Mar 29, 2024 5:35 pm

Animal wrote: ↑Fri Mar 29, 2024 2:28 pm they only set aside 10% of their premiums for payouts. 10%!! I know the insurance business is better than a mob run casino, but 10%?

Don't a lot of banks keep that percentage as a reserve?

probably, but i have never heard a number. i know its a very low amount. but that isn't the same thing. the only thing people pay premiums to an insurance company are for the risk of loss. if that risk is only 10% then that's insane. that industry is regulated by the government. there's no way they let insurance companies pocket 90% of the money they collect.

I've always been told by attorney friends that its legalized gambling...and the risk is spread across millions of policyholders. It's definitely a win win business it would seem.

years ago, i had an insurance policy on a hunting ranch. it was with a small, rural company that was run as a co-op. they only offered ranch and farm insurance policies. Anyway, their rates were super cheap compared to what my company's insurance comppany wanted for insuring the place. Like 25% of the price I was quoted. So I signed with them. They covered everything, even the 4-wheelers and they covered hunting accidents, etc. Then after the first year I get a check in the mail from them. They divide up the profits at the end of the year with the members of the co-op. And by having a policy you are automatically a member of the co-op.

That seemed like such a brilliant way to provide insurance.

Agreed...our electricity is handled the same through a local co-op... the longer you are with them the bigger the check is every year.

Reservoir Dog wrote: ↑Thu Mar 28, 2024 4:50 pm

pork wrote: ↑Thu Mar 28, 2024 4:26 pm

Animal wrote: ↑Thu Mar 28, 2024 1:06 pm

stonedmegman wrote: ↑Thu Mar 28, 2024 2:52 am

i'm sure that video was slightly sped up, but you could see cars driving over the bridge, so it wasn't sped up too much. so, it just amazes the hell out of me that they were able to make a mayday call. that someone was able to hear it and relay it to traffic cops. and they were able to shut the bridge down for traffic. Unless the mayday call was for a fire or something super serious that had been going on for 15 minutes or more that isn't evident in the video.

no tugs working the boat? its a bit odd. i wonder if this will lead to any asshole terrorist to try and blow a big bridge up. pretty clear that once that support was gone the bridge dropped like a prom dress. I hope it doesn't happen but we have said it for years that the golden gate bridge could easily be a terror target. a boat loaded with explosives, or a ups truck loaded with explosives detonated at the right place would be catastrophic. I hate driving over the bridge because it feels so vulnerable to having an issue.

Back in 1994 an American named Harry Tasker once blew up some of the Overseas Hwy bridges in the Florida Keys and no one even talks about it anymore.